In April 2020, JP Morgan Chase announced that it would require all new loans to have a 700 FICO score and place 20% down at the time of closing. Soon after, other major lenders like United Wholesale Mortgage and even Fannie Mae followed suit! This time last year,...
On April 22, 2020, the Federal Housing administration updated its guidelines on fair housing. While the language of the rules stayed the same, FHA added a new protected class. This class includes all individuals discriminated against “associated with...
It’s the end of April 2020. We are all locked down, in quarantine, and most of us are unable to go to work. Every day at 3:00 pm, the governor has a press conference to tell us how the crisis is evolving. At 4:00 pm we then hear from the national task force that...
If you own a property in Illinois, one of the first things on your mind will be protecting it from damage. As a matter of fact, most Illinois landlords take security deposits to protect themselves from damages the tenant might cause. What’s more, most landlords...
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